The #1 Furniture Store in Jacksonville FL
Take It Home with Flexible Financing
Don’t let credit hold you back from creating the home you deserve. With flexible financing options, low monthly payments, and quick approvals, bringing home the furniture you love has never been easier.
All credit welcome
Instant decisions
Low monthly payments
3 trusted partners
Choose a Partner
Pick the financing option that works best for you, all three are available in-store.
Apply Online or In-Store
Fast applications with instant decisions. No lengthy approval process or hard credit requirements.
Take Your Items Home
Once approved, bring your confirmation in-store and take your purchase home the same day.
Our Financing Partners
Three Ways to Pay Over Time
We’ve partnered with trusted financing providers to make sure everyone can furnish their home, regardless of credit history.
Kafene
Lease-to-own financing with no credit needed. Get up to $5,000 today with low lease payments.
- No credit needed
- Low lease payments
- Instant approval decision
- Up to $5,000 purchasing power
Acima Leasing
The no-credit option. Lease-to-own with instant decisions and flexible payment plans.
- No credit history required
- Low to no initial payment
- 90-day purchase option
- Early purchase savings available
American First Finance
All credit welcome. Fast application with low, easy payments. Pay over time, no stress.
- All credit types accepted
- Fast, simple application
- Low, flexible monthly payments
- Pay over time on your terms
Common Questions
Financing FAQ
Find clear answers to common questions about our partner network, how it works, and what to expect.
Do I need good credit to qualify?
No. All three of our partners, Kafene, Acima, and American First Finance, are designed for customers with all types of credit, including no credit history. Kafene and Acima are lease-to-own programs that don’t require a credit check.
Can I apply online before I come in?
Yes! Click “Apply Now” on any of the partners above to start your application online. Once approved, bring your confirmation to the store and we’ll get you set up with your purchase.
What's the difference between the partners?
Kafene and Acima are lease-to-own programs — you make regular payments and can own the item outright. American First Finance offers payment solutions and loans. All three have instant or fast decisions and flexible payment terms.
How long does the application take?
Most applications take just a few minutes and decisions are typically instant. You’ll need a valid ID, proof of income, and a checking account. Come in-store if you need help applying.
Is financing available on all products?
Financing is available on most products in-store. Ask a team member at NedsDags for details on which items qualify and to help you get started.
Get Involved
Need Help Applying? We're Here In-Store.
Our team is ready to walk you through the application process for any of our financing partners. Come see us at our Jacksonville location.
